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SpendHub — Expenses & Assets

Capture every rupee that goes out — bills, vendors, fixed assets, depreciation, AMC and warranty renewals, budgets and recurring expenses — with AI bill-scan and GSTR-2B reconciliation.

No card needed GST-ready Works on any phone
AI
Bill scan
GSTR-2B
Auto-match
SLM/WDV
Depreciation
Alerts
Before renewals lapse
Every rupee out

Capture the money you didn't know you were losing

Sales get all the attention, but expenses quietly decide your profit. Small cash spends, vendor bills, rent, fuel, repairs — when they aren't recorded, your P&L is fiction and your GST input credit slips away unclaimed.

SpendHub captures it all: expense bills against vendors with per-line GST, recurring expenses, budgets you can watch against actuals, fixed assets with depreciation, and an approval step so nothing is paid without a check.

Snap a photo of a paper bill and AI reads the vendor, bill number, date, place of supply and line items for you — then SpendHub reconciles your purchases against GSTR-2B so every eligible rupee of input credit is claimed.

The problem

Sound familiar?

The everyday headaches SpendHub — Expenses & Assets makes disappear.

Leaky expenses

Small cash spends and vendor bills never get recorded.

Untracked assets

Equipment value and depreciation aren't on the books.

ITC missed

Purchase GST credit slips away unreconciled.

What you get

Everything in SpendHub — Expenses & Assets

Bills & vendors

Expense bills against vendors with per-line GST, ITC-blocked flags and place-of-supply handling.

  • Vendor directory
  • Per-line GST & ITC
  • Auto-category rules

Snap it or say it

Photo a bill — OCR + AI pull the vendor, bill number, date, place of supply and every line item. Voice entry works too.

  • Photo → fields
  • Voice entry
  • Payment-proof OCR

Assets & depreciation

Fixed-asset register with SLM or WDV depreciation posted to the ledger, plus printable QR labels you can scan on the floor.

  • Companies Act & IT Act rates
  • Monthly depreciation to GL
  • QR label & phone audit

AMC, warranty & service alerts

Warranty, AMC, insurance and next-service dates watched against your own thresholds and surfaced in your dashboard.

  • Renewal alerts before they lapse
  • Live badge on every page
  • Maintenance raises a real bill

Approvals & GSTR-2B

An approval step before money moves, and GSTR-2B reconciliation matched on GSTIN and invoice number.

  • Maker-checker approval
  • Matched / mismatched / missing
  • RCM register

Budgets & recurring

Live budget-versus-actual with variance and utilisation, plus bills that raise themselves on your chosen cycle.

  • Budget vs actual
  • Six recurring frequencies
  • PDF & Excel on every report
Why it matters

Your assets keep working after you buy them

A business that tracks income but not expenses is flying blind. The owners who grow are the ones who know exactly where every rupee goes — and claim every credit they're entitled to.

Most software treats a purchase as finished the moment it's paid. SpendHub doesn't. A capital purchase is routed to Fixed Assets instead of expense, depreciates monthly on SLM or WDV straight into your ledger, carries a QR label you can scan on the floor, and is watched for warranty, AMC, insurance and next-service dates — so a renewal never lapses because nobody had it in a diary. Log a service and it raises a proper itemised bill, labour and each spare part at its own GST rate.

Everything included

One module, every option you need

Capture, control and reclaim every rupee that goes out.

Bills & vendorsCategorised expense bills per vendor.
AI bill-scanPhoto a bill, AI fills the fields.
Fixed assetsAsset register with depreciation.
Recurring expensesRent, subscriptions, auto-repeat.
ApprovalsMaker-checker before money moves.
GSTR-2B matchReconcile purchase GST credit.
AMC & maintenanceContracts, service log, alerts.
Budgets & reportsBudget vs actual, PDF & Excel.
How it works

Up and running in 4 steps

Snap or enter

Photo a bill or type it.

AI fills it

Vendor, amount, items.

Approve

If your flow needs it.

Posted

Books & ITC updated.

In the real world

How Indian businesses use it

Restaurant owner

Snaps every supplier bill at delivery; AI logs it, and month-end expense reports finally tell the true story.

Factory assets

Machines and tools sit on a register with depreciation and QR tags, and AMC renewals surface before they lapse.

Office with a spend check

Bills route through an approval before they post, and GSTR-2B matching claims every eligible credit.

Availability

Included in these plans

Basic Standard Premium Custom

Not sure which plan? Help me choose →

FAQ

Common questions

Can I scan a paper bill?+
Yes — snap a photo and AI OCR fills the vendor, bill number, date, place of supply and line items for you to verify. You can also dictate an expense by voice.
Does it track fixed assets?+
Yes — a fixed-asset register with SLM or WDV depreciation posted straight to your ledger, separate Companies Act and Income Tax rates, and a printable QR label you can scan on the floor to see an asset's serial, location, status and current book value.
Will it remind me about AMC and warranty renewals?+
Yes — warranty, AMC, insurance and next-service dates are tracked against thresholds you set, and flagged in your SpendHub dashboard with a live badge on every page. These alerts appear inside the app; they are not sent out as WhatsApp or email reminders.
What happens when I log a service?+
It can raise a proper itemised expense bill for you — one line for labour and one for each spare part, each at its own GST rate — which then goes through the same approval and posting rules as any other bill.
What about GST input credit?+
SpendHub reconciles your purchases against GSTR-2B, matching on supplier GSTIN and invoice number, and shows you what's matched, mismatched, missing or extra in your books.

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